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Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.

In general....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to pay attention to the details. With the assistance of your real estate agent and loan officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count on your real estate agent to:

1: Preview available homes and present those that suit your needs as you have defined them.

2: Negotiate the best deal for you.  With a pre-approval letter from CrossCountry Mortgage, Inc. in hand, your real estate agent will be able to demonstrate that you are a qualified and capable buyer.  This will strongly influence the seller, and may make the difference between the seller accepting your offer or someone else's  --  even if your offer is lower!

Count on your licensed loan officer to:

1: Assist you in selecting the best loan to fit your personal situation and financial goals.

2: Keep you informed of the status of your loan throughout the entire process.

3: Keep your real estate agent informed of the status of your loan (Note: your personal information is always kept confidential between you and CrossCountry Mortgage, Inc.; only milestones and progress are shared).

Count On Yourself To:

1: Keep your real estate agent informed of any questions or concerns as they develop.

2: Keep the financing process moving by providing documentation and information as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute matters that require your attention.

3: Enjoy purchasing your home, but do remain objective throughout -- to make the financial decisions that are best for you.

4: Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.

Crosscountry Mortgage, Inc. NMLS #3029
6850 Miller Road, Brecksville, OH  44141
Toll Free:  (877) 351-3400
Copyright © 2018
CrossCountry Mortgage, Inc. NMLS:3029 MB.803095.000

This branch is licensed in Ohio.
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

To verify licensing, please visit www.NMLSConsumerAccess.org.
To view all corporate licensing, please visit www.crosscountrymortgage.com/disclosures-licenses.

CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. *Certificate of Eligibility required.
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